Acton Cliff Accountancy

What to expect in the first 90 days with a fractional FD

By Tracey Hargraves ACA · Reviewed 16 October 2026Updated 4 min read

In short

  • Month 1: understand the numbers and fix reporting.
  • Month 2: build a forecast and agree KPIs.
  • Month 3: act on pricing, cash and plans.

Month one

Review your accounts, systems and cash position, and get timely monthly reporting in place.

Month two

Build a 12-month cash flow and profit forecast, and agree the handful of KPIs that matter.

Month three

Use the numbers to make decisions on pricing, costs, hiring and funding.

Figures are based on HMRC guidance for the 2026/27 tax year and were checked on 16 October 2026. This guide is general information, not personal advice.

How Acton Cliff can help

Board-level financial thinking, without a full-time salary. Talk it through with Tracey. A ten-minute call is usually enough to work out your next step.

Call 01606 218302About our Finance Director Services service

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