By Tracey Hargraves ACA · Reviewed 16 October 2026Updated 4 min read
Accounts, tax returns, VAT and payroll keep you compliant with HMRC and Companies House.
Forecasts, KPIs, pricing, funding readiness and a senior sounding board for big decisions, at a level of time that suits an SME.
Once finance needs daily senior leadership, for example with a large team, investors or complex groups, a full-time FD becomes worth it.
Figures are based on HMRC guidance for the 2026/27 tax year and were checked on 16 October 2026. This guide is general information, not personal advice.
Board-level financial thinking, without a full-time salary. Talk it through with Tracey. A ten-minute call is usually enough to work out your next step.
No jargon, no obligation. Tell us where you are and we'll tell you honestly how we can help.
Prefer email? info@actoncliff.co.uk
