When DIY works
Simple income, few expenses and good records can be manageable on your own.
When an accountant pays for itself
Growing income, mixed income sources, VAT, property, or simply time you'd rather spend earning.
Do I need an accountant as a sole trader?
By Tracey Hargraves ACA · Reviewed 16 October 2026Updated 4 min read
In short
- You're not legally required to use an accountant.
- An accountant often saves more in tax and time than they cost.
- Making Tax Digital is making DIY harder for many sole traders.
Figures are based on HMRC guidance for the 2026/27 tax year and were checked on 16 October 2026. This guide is general information, not personal advice.
How Acton Cliff can help
Accurate, up-to-date records so you always know where you stand. Talk it through with Tracey. A ten-minute call is usually enough to work out your next step.
Let's have a proper conversation about your numbers
No jargon, no obligation. Tell us where you are and we'll tell you honestly how we can help.
Prefer email? info@actoncliff.co.uk